All of us who keep firearms handy
whether just for home protection or for concealed carry are assuming a huge
financial risk for doing so.
We live in
a litigious society. If you or your spouse
is involved in a self-defense shooting you very well may have legal expenses to
defend yourself against criminal charges even if the shooting is justified by
Georgia law. You will almost surely end
up defending yourself in civil court in spite of the fact that Georgia Law
protects you from civil penalties under those circumstances.
I cannot estimate what a legal defense
might cost because of all the variables involved but I would expect it to cost
you at least $10,000 and could run up a bill of well over $100,000. Even if you have that kind of money readily
at hand it would certainly take a chunk out of your savings and most of us do
not have funds of that magnitude available.
Marty Hayes (ACLDN) has posted an interesting article on his monthly journal that defines the four different ways that financial and or legal services are provided and he also discusses the strengths and weakness of each type of service.
I am suggesting that you look into the
services offered by one of f organizations and consider which of them if any
would provide for legal expenses to suit your circumstances and budget. The services they offer vary quite a bit as
do the premiums/membership fees. It will
take some time to examine the options but I urge you to at least look into it. Here are eight organizations that provide this service: